This is why I think gnu taler is a great company and project

  • kugmo@sh.itjust.works
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    1 year ago

    A wise man once said “cash is king”

    Although that brings up a point on how reliant we are on the banks, but a private crypto currency like monero is not yet ready for mass adoption.

    • soulfirethewolf@lemdro.id
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      1 year ago

      Already, I see a lot of stigma around cryptocurrency. I don’t know if it’ll ever take off thanks to stuff like NFTs ruining it.

    • chicken@lemmy.dbzer0.com
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      1 year ago

      I use it to pay for VPN and stuff, works pretty well IMO. There’s potential scaling issues if too many people use it, but you can get around those by using XMR to privately purchase a different cryptocurrency with higher throughput. Tornado Cash was pretty cool too before they made using it a felony.

        • chicken@lemmy.dbzer0.com
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          1 year ago

          I think you can get it with a credit card through the Cake Wallet app by buying a different crypto first and then swapping for XMR, this is probably the most user friendly way, though I can’t personally confirm. You can buy it directly on Kraken, though the account setup is some effort. Here is a curated list of reputable ways to acquire, trade and use crypto without KYC, if not providing personal info is a priority for you.

          I don’t think it’s actually that terrible for privacy to get it initially with KYC, because all they will know is that you purchased $X of crypto, so it’s comparable to withdrawing cash from a bank.

          • mintyfrog@lemmy.ml
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            1 year ago

            Thank you! I’ll probably just use KYC because I’m not a high value target and the alternative for me is just buying and spending Bitcoin.

            • EngineerGaming@feddit.nl
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              1 year ago

              I’d avoid KYC for a different reason - I just can’t trust an exchange to keep such sensitive data safe. I thought of using Localmonero first (the usual recommendation), but then found a friend who can sell it to me for cash instead.

        • HughJanus@lemmy.ml
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          1 year ago

          No shortage of different ways but most of them require KYC which basically instantly makes it in useless. You can, however, buy from individuals using LocalMonero.

    • Possibly linux@lemmy.zipOP
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      1 year ago

      Monero will never be ready for mass adoption. The problem is that it is primary used for illegal transations. Its effectively tainted in my eyes

      • Jack@lemmy.ml
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        1 year ago

        Is cash tainted for the same reason? I think when a currency is good for commiting crime, it is an indication that the currency is well designed.

          • Specal@lemmy.world
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            1 year ago

            Seriously though why not? People pay for criminal transactions in USD, GBP, EUR. Do you not use these currencies?

            • Possibly linux@lemmy.zipOP
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              1 year ago

              No they don’t. At least not much anymore. Most of that stuff is in Monero.

              How do you think North Korea funds its nuclear program

              • Specal@lemmy.world
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                1 year ago

                Probably by not spending money on making sure it’s citizens are fed and healthy but what a silly way for thinking for me, the answer is obvious you’re right, they created a crypto currency and get the NYC mafia to pay for their nuclear program

      • liara@lemm.ee
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        1 year ago

        But you actually don’t know what monero is being used for when it’s used in transactions, no one does. You just have a bias that if people want to keep their transactions secret, it must be illegal.

        You could make the same argument for cash.

        • Pandemanium@lemm.ee
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          1 year ago

          It’s a little harder to lug around millions in cash without anyone noticing.

          Not all secret transactions are illegal, but the people who are doing illegal transactions will do anything they can to keep them secret.

        • HughJanus@lemmy.ml
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          1 year ago

          You could make the same argument for cash.

          Not really. At the time cash was created it was simply for exchanging value, because we didn’t have anything better. It’s just legacy currency now.

        • Possibly linux@lemmy.zipOP
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          1 year ago

          Most of the people using Monero are drug lords are foreign counties. You can get similar privacy with cash and it doesn’t have the same crime issue.

          I also mentioned taler because it provides privacy for the spender but not the receiver. The idea is that there will be less ways to effectively take dark money while protecting the rights of the consumer

      • shortwavesurfer@monero.town
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        1 year ago

        Anything that is private is going to be used for illegal transactions. That is not Monero’s fault. If you want it to be used for less illegal transactions, then use it for legal transactions yourself. I personally use it to pay for my life insurance, groceries, phone bill, etc. And as far as I’m aware, none of those are illegal transactions.