Yes, I do have a full-time job, and I even enjoy it, but it doesn’t pay enough to survive in this hellscape of a world we live in. I lack the college degree required to get almost any decent-paying job (plus my last job hunt took MONTHS to get a lead), I don’t have the skills or originality to become an online content creator, nor the artistry or patience to create and sell trinkets on Etsy (plus, that would require an initial investment which I simply do not have). Should I set up a GoFundMe? OnlyFans? I wouldn’t really be offering anything except a charity basket/collection plate so that feels dishonest at best. Idk, I’m quite literally having a breakdown because I’m probably going to lose my car soon, and then my job, and then my apartment, and then my life. Any help at all would be appreciated. Thank you

  • Crackhappy@lemmy.worldEnglish
    4·
    4 months ago

    Thanks. Sitting down and conducting a frank and realistic budget are essential. Why they don’t teach this in schools in the US is beyond me.

    • Rentlar@lemmy.ca
      3·
      4 months ago

      Teaching financial literacy to Americans would cause irreparable harm to American lending institutions.

    • afraid_of_zombies@lemmy.world
      2·
      4 months ago

      People who care about money don’t become teachers.

      You remember the Miracle Worker, right? Did any person finish High School without hearing the name Anne Sullivan?

      I don’t think it’s a vast conspiracy, it is just a matter of values. You don’t spend your teen years working at an aftercare program, then six years of higher ed, then at least 5 years hopping from district to district, and finally get a job that pays about half what you should get for a master’s degree to teach kids to make a spreadsheet of their expenses. You do it to teach kids the joy of reading/music/art/math, to reach the kids that the system gave up on, and to nurture brilliance.