Media needs to juxtapose this news with the latest from Oklahoma requiring teaching Bible in public schools
And Louisiana with the 11 commandments in school right?
Don’t embarrass Oklahoma. They’ve really got nothing going on.
Fuck the south. Oklahoma is honorarily southern for this dumb shit.
Well, I’ve called for it on here. Now this’ll put it to the test – we’ll see how Californian students perform before-and-after the introduction of the classes and relative to states that don’t make it part of their core curriculum.
I hope this works.
Skimming their material, looks like it also deals with countering some sales tactics and the like, like companies aiming to exploit fear-of-missing-out to sell product.
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I did that in my high school economics class. I picked a bunch of finance stocks, including Bear Stearns. Then 2008 happened. All I learned was that if you pick individual stocks, you get fucked. For individual investors, the stock market is a scam.
For individual investors, individual stocks are not a worthwhile risk. Buy a broad scale index fund, realize you won’t get rich but you also won’t lose it all, and build for your retirement.
You learned the wrong lesson based on your timing. I’ve invested in like 2013 and I’m so far up six digits. Sure, I dipped during the pandemic, but I sold my bonds and bought more stock which makes me up bigly now.
Not so much for stocks, I mean like a better UI spreadsheet client that allows them to go to any period and see ledgers that are intuitively rendered and that lets them sort of experiment with the numbers so they can learn to maneuver things better. Like all their accounts, bills/recurring, paycheques, purchases. All rendered and projected or archived for easy traversal
Its like GTD: get everything out and externalized in an independant system or locus of reference and it takes most of the anxiety and human error out of it
I remember a little while back reading something about how Financial Literacy was introduced as a way for the banks to avoid regulation, pushing the responsibility to individuals rather than face government pressure to change.
I’ll have to look for the article…
While there’s some truth to this, there’s also a ton of things companies are required to display prominently when lending money. Most people know about the interest rate, but there’s a lot of other numbers just as important to understand.
For sure.
I remember my financial literary class. It was part of Home Ec. I think it was one class where we learned how to fill out checks.
Teacher: “Lesson 1: have more money.”
It won’t help. The real cause is that public school education is so severely underfunded in the US.
It’s not funding, plenty of money gets spent on education. It doesn’t matter to kids that don’t have reinforcement that education matters. Financial literacy specifically isn’t going to help, because it’s too abstract to students that aren’t working jobs, paying rent, and buying their own food.
Lol, teachers are paid comically low salaries.
Teachers aren’t the only thing that costs money.
“Muh administration”. Sure buddy, you and your liberal buddies at Fox News got it all figured out.
Seems fine.
I wonder if we can also teach people delayed gratification. People’s inability to do that is I think a root of a lot of problems.
The marshmallow experiment is more a measure of how honest adults have been to that kid, than some inherent virtue. Sometimes when you delay gratification, you get robbed.
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Just not literacy literacy classes.
They have to have 3 years of English
So yeah.
You’re getting downvoted but my friend is a 5th grade school teacher in California and confirmed to me that for years now when her students get to 5th grade they can’t read or even sound out basic words and she’s required to keep passing them to middle school.
Teachers all over the US are saying kids can’t read. Combined with the fact that teachers have to strictly follow their curriculums which are not designed for these kids, that means American kids will continue to not develop literacy skills. IMO it’s a valid question to ask: what are we doing about that?
