You know what? I don’t care and I stopped reading this article after one paragraph because I found that I couldn’t be bothered to go on. During the reddit exodus I was pissed off about how they would ruin something good, but I’ve long since lost interest in what happens on that site. Honestly I was a tiny bit surprised that it still exists. Like who the heck goes there still?
Not exactly what you’re asking for, but Subnautica slowly builds on a primal fear without resorting to jump scares. It’s increasingly unsettling and you start finding excuses to just stay in your habitat to decorate instead of going outside. Possibly the best horror game I’ve played.
Life is strange has elements of it (think Butterfly Effect: the game) during parts of the game, although it gets pretty explicit rather than subtle.
Oxenfree also has elements of it, with people behaving weirdly etc. But it also mostly gets fairly explicit. Still, no jumpscares.