The problem is not necessarily that the ads are personalized. The problem is, to make them personalized, companies have to collect personal data. This turns you into a product, because they can/will sell your info to other corporations.

I never said they were the be-all-end-all of distribution. This comic implies that banks somehow are responsible for providing money to people to buy housing. This is a way larger systemic issue. People should be paid enough to be able to purchase property.

What a terrible comic. It very much gives a “I just found out about communism” vibe. Without banks, you wouldn’t even have the choice to get a loan to purchase a house or get starting capital for a business. And about the interest part, do you expect them to be a non profit? How will the banks pay their workers? I agree that the rates are too high, but come on, it’s a service that you choose to make use of.

It’s more like a game of catch than a boomerang. If it’s not returning, you’re playing with the wrong people.

$500 per month?? At that point just go to a prostitute a few times a month. The people paying for this are stupid, but on the other hand it’s super sad that Tinder even made this subscription. They know some desperate people are going to subscribe.

Not sure why you decided to ask that person the question like that, but when it comes to AI, LoRA stands for Low-Rank Adaptation. They are used to fine-tune models. Next time be a bit more polite.

I had never heard of an “art detective” before today, but that’s the coolest job title I’ve ever heard. It sounds very Indiana Jones-ey. (And yes, I understand it’s probably a lot of desk work)

Gaming headphones are a bit of a scam anyway. Just get a good pair of headphones.