Americans now owe $1.13 trillion in credit card debt

  • Morcyphr@lemmy.one
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    9 months ago

    Discover is the best one I’ve ever had. No annual fee, started out with 0% interest for 18 months. I constantly get 0% balance transfer offers for 12 months, sure it costs a 3% one time fee, but it sure saves money on interest. Plus, their customer service and fraud dispute are the best imo.

    • MeekerThanBeaker@lemmy.world
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      9 months ago

      It used to be 3% transfer fee, but now it’s 4%, at least for me. I found that the 0% transfer fee with 5.99% APR was cheaper over 12 months when paying it down… especially when paying more in the earlier months.