• Iampossiblyatwork@lemmy.world
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    10 months ago

    Capital gains is always taxed at your normal bracket for holdings less than a year old and fall under special long term brackets for holdings >1 year. Those brackets are much smaller than income.

    Capital gains isn’t the issue. The issue is people taking out loans against their securities or other assets at often very affordable rates (until recently). Those loans are their income, the interest on those loans are deductible and they never have to sell their assets.

    As long as interest paid is lower than taxes on capital gains the behavior will never shift.