there’s so many people that own 5+ shitboxes, but there’s no way they’re paying over a grand a year to insure all of them. is there something where you pay less to add on a car? obviously you can’t drive all 5 at once, so is there something where like only one at a time is covered for collisions, and the rest only if like a tree falls on them while parked? asking bc I’d like to be one of those people that own 5+ shitboxes. thanks :)
Others mentioned multi car discounts, but you can also suspend coverage on a vehicle and restart, or have a low mileage policy that restricts the amount and type of driving. Different carriers will offer different options.
Edit: and old inexpensive vehicles driven infrequently are often relatively cheap to insure.
There’s also liability only, where you don’t actually insure the car- just the damage you cause. On my beaters, after i get enough saved again for the next down payment I go to liability only; and I keep making “car payments” to myself for when it inevitably breaks down.